Get Up to £5,000!*

Select an Amount:


Online Appliccation

  • Our quick application form will only take you a couple minutes.
  • The application can be completed entirely online making it so easy.

High Acceptance

  • We have one of the highest acceptance rates on the market.
  • We accept those with bad credit, no credit or CCJ’s.

Fast Completion

  • We have a dedicated team of experts on hand 24/7.
  • Your application will receive a decision almost instantly.

Good Reviews

  • We have fantastic levels of customer satisfaction.
  • We do our best to please everyone to the same level.

Payday Loans and Direct Lenders Advantages

Payday loans are often available for a short period of time. Payday loans are short term loans that are often associated with your next payday. It is a cash advance made in direct lending companies that are usually payable within the next payday. This type of loan is good for people who are in need of money for a short period of time. Payday loans are often the solution to short term monetary problems. Lenders who offer payday loans are usually less strict and offer lesser requirements compared to other loans that are being offered in the same lending company.

The financial companies that offer this type of loans are usually a direct lender. A direct lender is a lending company that does not use any middle person or other company that will help connect them to the masses. They are operating directly from the company to the person who wishes to loan some monetary funds in their company.

So What is a Payday Loan?

A payday loan is basically an advance on your upcoming wages. It is often offered to tidy up the monetary issues for this month so that it will not affect the next month’s monetary funds and budgets. This type of loan is designed for clients to be able to pay back their loans in a matter of days but is not longer than a few weeks. A payday loan is essential of a one month loan period. If you will not be able to meet the demands of the payday loan the interest that has been accumulated will cost you dearly. But as long as you pay your due on time and stick to the agreements that signed a payday loan is a fast and convenient way to acquire monetary assistance for a short period of time. It is a perfect loan for a person who does not want to acquire a long term debt.

Payday loan lenders are often direct lenders. When someone applies for a payday loan chances that they will not be able to pay for it is high. It is the main reason why lending companies set their interest in payday loan to be much more than that of the other loan offers that is available in their company. If you are planning on applying for a payday loan it is vital to check the different lenders that are available in your area.

Make the Right Decision

A direct lender company often times offer short term lending services and products. In using short term loans such as payday loans you must always consider the pros and cons of the situation to avoid unwanted and unnecessary debt that will need to be paid. Apply for this type of loans when it is absolutely needed and used them correctly.

Use payday loans for emergency purposes only to avoid unnecessary debt. If you are unsure as to the type of loan that you should purchase you can consult a financial adviser that will give you a positive response to your dilemma about payday loans. Do not borrow more than you can afford as defaulting on payments can cause serious monetary problems.

A View of Our Competitors

Loan amount
£200 - £1,500
Loan term
2 - 6 months
Simple, no fuss, and personal experience.
Apply Now

Show More ▼

Loan amount
£50 - £1,000
Loan term
1 Months
Apply Now

Show More ▼

Complete Our Online Application Now

No Credit? Bad Credit History? No Problem you can still get loans between £100 to £10,000.

5 most recent personal loan reviews

Review of Click Finance

Easy form to fill in and understand. Well explained rolls of the guarantor and the person getting the loan. Easy to follow terms and conditions . When you talk to the staff very polite well mannered. Quick pay out of the funds into my account.

Review posted by Dawns Evans, Leicester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fairmont Finance

As the guarantor it took about 15 mins to finalise all my details. Very simple questions and the operator was very friendly and helpful advice that was given was extremely helpful. All in all I would recommend Fairmont Finance to anyone . Although the interest is very high it seems a standard rate across other companies.

Review posted by Paul Hutchens, Blackpool

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday Loans Now

I would definitely recommend PDLN loans to anyone who's looking to take out a loan. They provide excellent service, the staff are very friendly they kept me updated threw the whole process. I received a text saying Loan will be in my bank in 48 hours but was in 2 hours later so very fast payout.

Review posted by Jamie Roberts, Yeovil

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We source all of our reviews from Trust Pilot to ensure the authenticity of quotes.

Loanvy is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.

Total amount repayable is £561.92 in 3 monthly instalments of £187.31.

Interest charged is £161.92, interest rate 161.9% (variable)

Warning: Late repayment can cause you serious money problems. For help, go to

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.