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Online Appliccation

  • Our quick application form will only take you a couple minutes.
  • The application can be completed entirely online making it so easy.

High Acceptance

  • We have one of the highest acceptance rates on the market.
  • We accept those with bad credit, no credit or CCJ’s.

Fast Completion

  • We have a dedicated team of experts on hand 24/7.
  • Your application will receive a decision almost instantly.

Good Reviews

  • We have fantastic levels of customer satisfaction.
  • We do our best to please everyone to the same level.

Instant Payday Loans and Direct Lenders

Emergencies happen in the most unexpected times that is why it is often advised to save for the rainy season to have an extra money when it is needed the most. Emergencies are often the cause of many monetary problems that often caught you unprepared that leads to loans being generated. Not everyone is blessed with a job that will enable them to save for the rainy season that would have helped solve the monetary crisis easily.

Financial troubles come often that many people do not have the means to acquire this luxury. This where payday loans come in handy. The payday loans that lenders offer is a great alternative for bank loans that often times consumes a lot of time just to have the loan approved.

This type of loan is not often used by the masses that it brings confusion when heard. Typically an instant payday loan is a money loaned to you by the lenders for a week or two. Instant payday loans are often granted without the extensive credit checks that are often done by the lenders to ensure that that borrower has the ability to repay the loan that has been made.

Here’s How to Apply

The loan application process is easy and simple. All you have to do is to submit the information that is asked such as your age, email address, employment details, and bank account number. It does not need a long time to verify the information that you have submitted and come up with a reasonable decision that will surely help you in your endeavours. The qualification for this application is minimal and easy to satisfy for most people who wish to per use the application. Everything that you need to do for the application process is computerized making it easier for you to apply for the loans.

When applying for loans with bad credit it is often accompanied with a high-interest rate the lender is taking a risk in your loan. Assuming that you will be able to pay the loaned money on time the fee for the loan is not too high. The company that operates this type of lending company is often times a direct lending company. They do not associate themselves or used any middle person or company to handle their affairs.

Noone Likes Them, But Terms and Conditions are Very Important

Like any other lending companies, a different type of applicants caters different types of loan offers. New borrowers have a limited amount of money that they can borrow compared to those who have already established a relationship with the lenders.
When a lender approves your loan, you will then be given a document disclosing the terms of the loan, penalties for any late repayments made, failure to pay the loaned amount, and the renewal of the loan terms. Remember to read the documents thoroughly and understand the concepts of the loan that you want to purchase. Ignorance is not excused for not being able to understand the terms and conditions of the loan that you applied. If you repay the loan automatically when the lender deducts the loan amount plus interest and fees from the bank account on your next payday.

When choosing the loan that is most suitable for your need you can consult a financial adviser to help you decide on the best loan offer that is suited for your standing and needs. They will be able to help you choose the best loan that is suited for you.

A View of Our Competitors

Loan amount
£200 - £1,500
Loan term
2 - 6 months
Simple, no fuss, and personal experience.
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Loan amount
£50 - £1,000
Loan term
1 Months
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No Credit? Bad Credit History? No Problem you can still get loans between £100 to £10,000.

5 most recent personal loan reviews

Review of Click Finance

Easy form to fill in and understand. Well explained rolls of the guarantor and the person getting the loan. Easy to follow terms and conditions . When you talk to the staff very polite well mannered. Quick pay out of the funds into my account.

Review posted by Dawns Evans, Leicester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fairmont Finance

As the guarantor it took about 15 mins to finalise all my details. Very simple questions and the operator was very friendly and helpful advice that was given was extremely helpful. All in all I would recommend Fairmont Finance to anyone . Although the interest is very high it seems a standard rate across other companies.

Review posted by Paul Hutchens, Blackpool

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday Loans Now

I would definitely recommend PDLN loans to anyone who's looking to take out a loan. They provide excellent service, the staff are very friendly they kept me updated threw the whole process. I received a text saying Loan will be in my bank in 48 hours but was in 2 hours later so very fast payout.

Review posted by Jamie Roberts, Yeovil

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We source all of our reviews from Trust Pilot to ensure the authenticity of quotes.

Loanvy is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.

Total amount repayable is £561.92 in 3 monthly instalments of £187.31.

Interest charged is £161.92, interest rate 161.9% (variable)

Warning: Late repayment can cause you serious money problems. For help, go to

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.