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Online Appliccation

  • Our quick application form will only take you a couple minutes.
  • The application can be completed entirely online making it so easy.

High Acceptance

  • We have one of the highest acceptance rates on the market.
  • We accept those with bad credit, no credit or CCJ’s.

Fast Completion

  • We have a dedicated team of experts on hand 24/7.
  • Your application will receive a decision almost instantly.

Good Reviews

  • We have fantastic levels of customer satisfaction.
  • We do our best to please everyone to the same level.

CashFloat for Bad Credit Payday Loans

The Cashfloat lending company is a moral direct lender and they also accept customers request to be their broker. The company’s mission is to help as many citizens in the UK. This lending company helps redefine the meaning of the lending industry in the UK. They cater many customer needs such as cash assistance and helps gives information to their clients in terms of tips on how to manage their finances.

Some of the most well-known direct lending company in the UK offers payday loans for bad credits. But the applicant who wished to apply for the payday loan for bad credit still has to undergo a comprehensive credit and affordability check from the company. This is to ensure the lending companies that they will be able to provide a repayment of their loans. Even if you have a very low score when it comes to credit score you may still apply for the payday loan for bad credit.

Doing this comprehensive test is also for the clients own benefits. Do not apply in direct lending companies that do not require this kind of test. If you have an issue with regards to the credit files do not hesitate to contact your lending company for you to come up with an instant decision that is both of your benefits.

Why is a Direct Lender the way Forward?

A direct lending company that offers payday loans for bad credits loan that are favourable for are the companies who know what they are doing when it comes to lending payday loans for bad credit.

Bank often refused to grant requests for credits. However, direct lenders for bad credit might agree in lending you money in their company. The way direct lenders make a decision with regards to money lending it different from that of the bank and credit card companies. The way they consider things is different from the way the bank decides on who to grant a loan. A financial institution such as banks often times does not take a big risk when it comes to lending. There are also many requirements that have to be meeting when you loan from the bank such as the guarantors in order to provide credit. We offer a no guarantor loans.

Cashfloat also offers short term loans for bad credit. Even though Cashfloat still does an extensive credit and affordability check to their applicants they are more focused on the affordability of the loans that they are offering. The main goal in doing credit and affordability. .check is to ensure that the family will be able to repay the lending company without putting the family into a more difficult financial burden.

A View of Our Competitors

Loan amount
£200 - £1,500
Loan term
2 - 6 months
Simple, no fuss, and personal experience.
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Loan amount
£50 - £1,000
Loan term
1 Months
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No Credit? Bad Credit History? No Problem you can still get loans between £100 to £10,000.

5 most recent personal loan reviews

Review of Click Finance

Easy form to fill in and understand. Well explained rolls of the guarantor and the person getting the loan. Easy to follow terms and conditions . When you talk to the staff very polite well mannered. Quick pay out of the funds into my account.

Review posted by Dawns Evans, Leicester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fairmont Finance

As the guarantor it took about 15 mins to finalise all my details. Very simple questions and the operator was very friendly and helpful advice that was given was extremely helpful. All in all I would recommend Fairmont Finance to anyone . Although the interest is very high it seems a standard rate across other companies.

Review posted by Paul Hutchens, Blackpool

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday Loans Now

I would definitely recommend PDLN loans to anyone who's looking to take out a loan. They provide excellent service, the staff are very friendly they kept me updated threw the whole process. I received a text saying Loan will be in my bank in 48 hours but was in 2 hours later so very fast payout.

Review posted by Jamie Roberts, Yeovil

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We source all of our reviews from Trust Pilot to ensure the authenticity of quotes.

Loanvy is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.

Total amount repayable is £561.92 in 3 monthly instalments of £187.31.

Interest charged is £161.92, interest rate 161.9% (variable)

Warning: Late repayment can cause you serious money problems. For help, go to

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.