Get Up to £5,000!*

Select an Amount:


Online Appliccation

  • Our quick application form will only take you a couple minutes.
  • The application can be completed entirely online making it so easy.

High Acceptance

  • We have one of the highest acceptance rates on the market.
  • We accept those with bad credit, no credit or CCJ’s.

Fast Completion

  • We have a dedicated team of experts on hand 24/7.
  • Your application will receive a decision almost instantly.

Good Reviews

  • We have fantastic levels of customer satisfaction.
  • We do our best to please everyone to the same level.

Fast Loans

In any emergency, coming up with an extra cash can feel impossible especially for those without any savings. It is impossible, unless you’ll get a fast loan. This small, short-term loan address gaps in your cash flow between paychecks.

You may have a reduced paycheck due to absences or urgent expenses, paying the month’s bill may be more than a struggle. Fast loans is really a big help to make up the gap until your financial situation improves.

Benefits of Fast Loans

Revolving credit such as credit cards may not be available to everyone. It takes time and financial resources to build good credit. However, for those without, to be approved for a credit card often depends on your ability to secure the credit line with a cash deposit.

If you had the cash, you would not need the credit. Secured credit cards do not offer any emergency relief. When you live paycheck to paycheck, you are living on an unstable ground. An unexpected illness, layoff or any other paycheck interruption and emergency expenses could leave you looking at eviction notices, saying goodbye to your car or facing other financial disasters. When you need money, you need it quickly and without a lot of documents to submit. That’s where fast loans come in.

why choose fast loans

What are fast loans?

A fast loan is a type of credit that you can apply to get funds into your account quickly. Typically, the processing time for fast cash loans is within one hour, giving you immediate access to cash exactly when you need it.

With traditional lending, you might need some form of collateral or loan guarantee to get a loan approval. Even if you do not need to have assets in-hand, finalizing a traditional loan often takes more than a week. That’s way too long a wait when you have bills that need to be paid now. You need to work with lenders who specialise on fast loans, and not with a bank.

Fast loans are also ideal for those with bad credit ratings. Fast loan lenders do not focus on your credit history, but rather on your ability to repay it. So, as long as you have a stable job, you’ll be eligible for a fast loan.

How quickly can I get the fast loans?

Traditional loans might take days or even weeks, but with a fast loan lender, application can be submitted in just five minutes. After you submit your loan application, you get an instant decision. No long wait times and usually no back-and-forth conversations asking for documentation to support your loan application. Instead, you put in the application and get a credit decision within minutes. If you’re approved, the lender will electronically transfer the money to your bank account within one business day.

How to qualify for a fast loan?

Good credit is not required to qualify for a fast loan. If you’ve been turned down for financing elsewhere, that doesn’t mean you won’t qualify for a fast loan. Other basic eligibility requirements include being a UK resident, having a bank account, a stable income, and being of legal age.

Fast Loans in the UK

Fast loans in the UK involve a secure application process, which is one of the most important benefits that borrowers look for when it comes to finance. Majority of fast loan lenders in the UK use online application forms because they are the safest option for your personal details.

It also enables fast and efficient transaction. This means that all you need to get things done for a fast loan is an internet connection. You can use your personal computer or mobile like your phone or tablet.

The application process for fast loans is no different from the majority of other loan alternatives, only faster. You just simply fill out the form through the lender’s link, and you will have a response almost instantly. Fast loans are much faster to process than one with a collateral or a regular personal loan.

Banks, building societies, credit unions, and traditional lenders have their decisions almost entirely based on the applicant’s credit history. On the other hand, the guaranteed approval for a fast loan does not concern itself with the past credit record of the applicant. If you apply for a fast loan, lender’s decision is all about your current situation and your current income. It is based solely on trust between reliable lenders and borrowers.

When people with low credit scores are applying for fast loans, they must look through the loan agreement carefully because these loans could be costly. Make sure you don’t dive in for loans with large repayments that you won’t be able to manage.

Fast loans are unsecured loans, which mean it doesn’t require a collateral. It means that the borrower, who may not be a homeowner or not have valuable assets, is still able to access this type of loan. It is not necessary for people, applying for fast loans to put their assets on the line to secure or guarantee the loan they are looking for. Rather, the lender will accept the risk themselves.

Important Tips

Fast loans are small, short-term loans. Therefore, they are not a solution for any long-term financial needs. Fast loans are ideal for any emergency expenses for urgent and unforeseen circumstances.

Small and short-term as it is, you still need to take caution in taking our fast loans because they have extremely high interest rates as compare to regular loans. You don’t want to end up being trapped in its downward spiral debt cycle.

Fast loans are also targeted to those with poor or bad credit and those with thin credit, who cannot qualify for a regular loan from banks and traditional lenders. When you are approved for a fast loan even when you have a low credit score is already a blessing. Use it wisely.

Think of it as your chance to improve or build your credit score, so make sure you stick with the repayment plan and pay off your loan on time. This way, you won’t have a hard time getting a loan in the future.

why choose fast loans

A View of Our Competitors

Loan amount
£200 - £1,500
Loan term
2 - 6 months
Simple, no fuss, and personal experience.
Apply Now

Show More ▼

Loan amount
£50 - £1,000
Loan term
1 Months
Apply Now

Show More ▼

Complete Our Online Application Now

No Credit? Bad Credit History? No Problem you can still get loans between £100 to £10,000.

5 most recent personal loan reviews

Review of Click Finance

Easy form to fill in and understand. Well explained rolls of the guarantor and the person getting the loan. Easy to follow terms and conditions . When you talk to the staff very polite well mannered. Quick pay out of the funds into my account.

Review posted by Dawns Evans, Leicester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fairmont Finance

As the guarantor it took about 15 mins to finalise all my details. Very simple questions and the operator was very friendly and helpful advice that was given was extremely helpful. All in all I would recommend Fairmont Finance to anyone . Although the interest is very high it seems a standard rate across other companies.

Review posted by Paul Hutchens, Blackpool

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday Loans Now

I would definitely recommend PDLN loans to anyone who's looking to take out a loan. They provide excellent service, the staff are very friendly they kept me updated threw the whole process. I received a text saying Loan will be in my bank in 48 hours but was in 2 hours later so very fast payout.

Review posted by Jamie Roberts, Yeovil

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We source all of our reviews from Trust Pilot to ensure the authenticity of quotes.

Loanvy is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.

Total amount repayable is £561.92 in 3 monthly instalments of £187.31.

Interest charged is £161.92, interest rate 161.9% (variable)

Warning: Late repayment can cause you serious money problems. For help, go to

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.